Liberty Home Guard
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Companies Reviewed
20
Companies Selected
06
Reviews Analyzed
1,613+
Years of Experience
50+
A home warranty provides swift, affordable repair service on all your home appliances and systems. With a good home warranty provider, your savings on appliance repair and replacement costs can far outweigh what you spent on premiums over the life of your policy. Explore the home warranty providers below to find the right plan for you.
We look into a number of factors to determine our placement, including price, coverage, reviews, technology, and claims processing. This is something that we are always checking, and will make updates on a monthly basis.
Our pick for best overall and the most consumer centric provider
- Liberty Home Guard
Liberty Home Guard
Our pick for nationwide coverage
- 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty
Our pick for low cost provider
- First American Home Warranty
First American Home Warranty
Our pick for most flexible contractor selection
- Old Republic Insurance Group
Old Republic Insurance Group
Our pick for longest running company in the industry
- American Home Shield
American Home Shield
Our pick for coverage on pre-existing conditions
- Cinch Home Services
Cinch Home Services
Liberty Home Guard
MORE INFO2-10 Home Buyers Warranty
MORE INFOFirst American Home Warranty
MORE INFOCompany Name | Monthly Premium | Service Fee | Waiting Period | States Covered | BBB Rating |
---|---|---|---|---|---|
Liberty Home Guard | $40 - $60 | $65 - $125 | 30 Days | 51 | A+ |
2-10 Home Buyers Warranty | $22 - $60 | $85 | 30 Days | 31 | B |
First American Home Warranty | $36 - $38 | $85 | 00 Days | 38 | B |
Old Republic Insurance Group | $30 - $70 | $50 - $150 | 30 Days | 30 | A+ |
American Home Shield | $39.99 - $74.99 | $75 - $150 | 30 Days | 50 | B |
Cinch Home Services | $27.99 - $61.99 | $100 - $150 | 30 Days | 48 | B |
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(833) 544-8273Our pick for most consumer centric
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(800) 414-6780Our pick for low cost provider
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(888) 875-0533Our pick for best appliance coverage
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(866) 928-4082Our pick for flexible contractor selection
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(855) 388-8085Our pick for best coverage caps
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(844) 383-0859Our pick for coverage on pre-existing conditions
Taupe is your home for all your home related questions and research. A single go-to for home projects big and small, we match you with personalized solutions, highly rated service pros, and make every effort to ensure that all pricing is fair and transparent regardless whether it is for house cleaning or a major remodeling project.
A home warranty—also known as home appliance insurance or home repair insurance—is a service agreement that homeowners can purchase from a home warranty company to help cover the unexpected cost of repairing or replacing faulty systems and appliances.
The home warranty plan chosen by the homeowner determines the monthly cost, service fee, which systems and appliances are covered, and how much the company will pay for repairs and replacements. Most plans last for 12 months. At the end of the contract term, customers can renew their plan.
If one of your covered household items breaks unexpectedly, file a claim with your home warranty company either online or over the phone. Note: Most companies require customers to submit a claim within three days of the system or appliance breaking. The best home warranties are open 24/7/365 and approve claims within 24 to 48 hours, but other companies will make customers wait up to four days on weekends and holidays.
Once your claim is approved by the home warranty company, they’ll either send one of their approved technicians to your house to diagnose the issue or allow you to choose your own contractor for repairs. The contractor will recommend a repair or replacement for your broken system or appliance.
During this service visit, you’ll pay the contractor a service fee of $75–$100 and the warranty company will cover the rest of the repair or replacement costs.
When shopping around for a home warranty plan, you’ll want to consider the items you want covered and your budget.
1. Consider what coverage you need. Think about which items in your home you want coverage for. Are there certain systems or appliances that you couldn’t afford to replace? Make sure that those are included when choosing a plan.
2. Choose a monthly price you’re comfortable with. If you pay monthly for a home warranty instead of paying an annual premium, you’ll likely be paying anywhere from $25–$67 for each month of coverage. You’ll also want to check the service fees, usually costing from $75–$125, and is paid to the technician who comes to your home when a claim is approved. Choose a price point that makes sense for you to narrow down your options.
A Home Warranty is worth it to you if it covers your home’s needs. Everyone and every homeowner is different, so picking the right home warranty is all about finding the right fit. Much like when buying a home, you will want to look around before purchasing your first home warranty. Depending on the size of your home, the State you're in and how you want to process future claims should have a big impact on your decision. Always ensure that you purchase from a Home Warranty company that is licensed to operate in your State.
A good Home Warranty will offer you the added benefit of peace of mind. It’s hard to put a figure on not worrying about the potential cost of a certain appliance breaking down, but with the right home warranty, you can be at ease, knowing that your appliances, systems, or both, are covered.
“IN 2021 40% OF AMERICANS DO NOT HAVE CAPITAL TO COVER AN UNEXPECTED $1,000 BILL. TO US, $30 A MONTH SEEMS LIKE A SAFE BET IN COMPARISON”
Advice from the Industry Experts
Our advice is to always read and understand the contract you are signing. Your Home Warranty is a service contract that you take out with the company so that, in the event that something breaks down that is covered in the contract, it will be repaired or replaced. With this said, it is of paramount importance to read and understand the details of any contract you sign. What’s good for you, might not be the best solution for another.
Another tip from us is to speak with the companies before making a decision. Yes, your home warranty is a service contract, but at the end of the day, someone needs to provide the service. Customer support and claims processing are an integral part of the home warranty experience. Making a few calls before committing is the smart thing to do.
Taupe is absolutely free to use for homeowners. Our mission is to save your money, not the opposite.
Our proprietary algorithms are working 24-7, ingesting millions of data points per hour to ensure that the price you are quoted is fair and accurate. Additionally, we're constantly surveying customers, technicians, and industry experts so that our finger is where you need it, on the pulse of prices in the home services market.
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