With Cinch, it's easier to understand what's covered.

There are three primary Cinch Home Services plans for homeowners to choose from: the Home Appliances Warranty, the Built-in Systems Warranty, and the Complete Home Warranty. These plans are perhaps self-explanatory. The Home Appliances Warranty covers standard kitchen and laundry appliances. The Built-in Systems Warranty covers components related to plumbing, electrical, heating, and cooling systems. The Complete Home Warranty plan combines appliance and system coverage.

There are some notable coverage benefits associated with Cinch Home Services' plans. The company will cover damage caused by rust and corrosion, for instance. It will also cover preexisting conditions—as long as the homeowner is unaware of those conditions. Cinch Home Services provides an air conditioner and water filter credit with their warranty plans. Also of note is a 180-day workmanship guarantee, which is more generous than the guarantees offered by some warranty providers.

Cinch Home Services advertises a price of $27.99 for appliance coverage. Systems coverage is a little more expensive at $32.99 per month, and the Complete Home Warranty plan is $39.99 per month. Optional coverage add-ons, such as septic tank pumping and pool coverage, are priced individually. These expenses range from $2.50 to $13.33 per month. Note that these prices do not include taxes and fees, and prices differ from state to state. Customers need to consult Cinch Home Services for a quote to determine the true cost of service.

A Cinch Home Services plan will cover damage associated with normal wear and tear. It typically will not cover structural home components, such as roofs, windows, walls, and doors.

Cinch Home Services reviews are mixed. Customers praise the 180-day workmanship guarantee, but there are reports of delayed services. Reviewers have also called out the lack of roof leak coverage and a low claims cap. Cinch Home Services has a B rating from the Better Business Bureau.

What's Covered?