A refrigerator is one of the hardest-working appliances in your home—and one of the most expensive to repair or replace when it breaks down. That's why choosing the best refrigerator warranty can give you peace of mind, protect your budget, and help extend your fridge’s lifespan.
With so many home warranty providers claiming to offer comprehensive protection, it’s essential to separate marketing from real value. We've compared the leading companies based on cost, coverage, customer service, and reliability—and Liberty Home Guard came out on top.
Why a Refrigerator Warranty Matters
A refrigerator isn’t just a convenience—it’s a necessity. Repair costs for a broken compressor, thermostat, or sealed system can range from $200 to over $1,000. A refrigerator warranty:
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Covers repairs and replacements from normal wear and tear
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Offers access to pre-screened service professionals
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Protects your food investment
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Can save hundreds in unexpected repair bills
Whether your fridge is a high-end smart model or a reliable basic unit, having the right coverage is key.
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Top 5 Home Warranty Companies for Refrigerator Coverage
Below are the best-rated companies offering refrigerator warranty plans in 2025, with a detailed look at why Liberty Home Guard is the leading choice.
Below are the best-rated companies offering refrigerator warranty plans in 2025, with a detailed look at why Liberty Home Guard is the leading choice.
1. Liberty Home Guard – Best Overall Refrigerator Warranty
Why It’s the Best:
Liberty Home Guard (LHG) consistently ranks at the top thanks to its customizable plans, fast service response, and unmatched reputation for customer satisfaction. It offers comprehensive refrigerator coverage as part of its appliance plan, with the option to add coverage for second refrigerators, ice makers, and even wine coolers.
Key Features:
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Refrigerator coverage starts day one (no 30-day wait for some plans)
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24/7 claims portal
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Customizable appliance protection
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Excellent ratings on BBB, Trustpilot, and Google
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Add-on options for high-end refrigerators or garage fridges
Cost: Starting at $49/month
Best For: Homeowners who want reliable, tailored protection and stellar customer support.
2. American Home Shield – Best for Customization
Overview:
American Home Shield (AHS) is one of the largest providers in the industry. Their ShieldSilver and ShieldGold plans include refrigerator coverage, and you can adjust trade service fees to fit your budget.
Pros:
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Flexible service call fees
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High coverage caps
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Good for older appliances
Cons:
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No appliance-only plan
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Mixed customer service reviews
Best For: Households looking for flexible pricing and high coverage limits.
3. Choice Home Warranty – Budget-Friendly Coverage
Overview:
Choice Home Warranty includes refrigerators in both of its standard plans and offers some of the most affordable rates in the industry. However, some customers report longer wait times for service.
Pros:
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Simple plan structure
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Affordable monthly premiums
Cons:
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Limited customization
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Service delays in some areas
Best For: Homeowners looking for budget-friendly, straightforward coverage.
4. Select Home Warranty – Best for Seniors and Veterans
Overview:
Select Home Warranty offers frequent discounts and promotions for seniors and veterans. Their refrigerator coverage is part of both their Bronze and Gold Care plans, and they often run multi-year deals.
Pros:
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Frequent promotional pricing
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Free roof leak coverage with some plans
Cons:
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Lower annual payout caps
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Limited add-on options
Best For: Budget-conscious homeowners and seniors looking for standard coverage.
5. First American Home Warranty – Best for Real Estate Packages
Overview:
While best known for real estate transaction plans, First American includes refrigerator coverage in its appliance-centric plan. Their no age limit on appliances policy is attractive for those with older units.
Pros:
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No appliance age restrictions
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Strong real estate partnerships
Cons:
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Fewer digital tools (no app)
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Limited availability in some states
Best For: Buyers and sellers in real estate deals.
What to Look for in a Refrigerator Warranty Plan
When comparing providers, consider these factors to find the best refrigerator warranty:
Coverage Details
Ensure the plan includes:
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Compressor
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Evaporator
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Condenser fan
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Ice maker (if applicable)
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Thermostat and controls
Exclusions
Most warranties exclude:
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Pre-existing issues
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Cosmetic defects
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Shelving, bins, and doors (unless add-ons)
Service Fees and Claims Process
Check for:
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Transparent trade service call fees
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24/7 customer support
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Access to licensed technicians
Why Liberty Home Guard Stands Out
Liberty Home Guard goes beyond basic coverage. Here's why it's the best refrigerator warranty provider in 2025:
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Speed: Fast claims processing and short wait times
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Transparency: Clear terms, no hidden exclusions
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Trust: Thousands of positive reviews and industry recognition
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Add-On Options: Coverage for second fridges, wine coolers, and ice makers
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Peace of Mind: Appliance coverage that adapts to your needs
It’s the only provider on this list offering real-time claim tracking, optional preventive maintenance, and energy efficiency upgrades as part of its service offerings.
Final Thoughts
Investing in the best refrigerator warranty can make the difference between a stressful breakdown and a simple phone call. While companies like American Home Shield and Choice Home Warranty offer solid plans, Liberty Home Guard delivers the most comprehensive, customer-focused protection available today.
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